Roth Ira Contributions 2025. Qualified roth ira distributions are not subject to income tax or capital gains tax. The maximum amount you can contribute to a roth ira in 2023 is $6,500, or $7,500 if you’re age 50, or older.
If you are 50 and older, you can contribute an additional $1,000 for a total of $8,000. Contributions to your roth ira are tracked for a period of one year at a time—from january 1 to december.